Graduating Pharmacy Students

Congratulations! As you prepare to graduate from the Skaggs School of Pharmacy and Pharmaceutical Sciences, the Financial Aid Office has prepared this page to assist you in the repayment of your educational loans. However, before you leave the University it is a Federal requirement for anyone who ever received an educational loan at UCSD to satisfactorily complete an Exit Counseling session. This Exit Counseling session is to be completed online and can be reached from the Student Business Services Office website. In the second section titled “Complete your exit loan counseling”, click the online exit interview counseling link and follow all instructions in the UCSD's Financial Counselor™ Exit Interview to complete the required session and print a verification of the session completion for your records.

An updated summary of your educational indebtedness derived from the information in your financial aid file was recently sent to you along with a Loan Repayment Record. Please review these forms carefully and inform us of any corrections. Please be aware that this summary is an estimate only as we do not have current information on your pre-matriculation debt, accrued and/or paid interest on loans such as Unsubsidized Stafford and/or GradPLUS or Alternative Loans or loans paid off with Consolidation Loans. Please note that the summary and the Loan Repayment Record provide information on loans disbursed during each academic year with original lenders, current interest rates, standard repayment periods and minimum monthly payments for the various loan programs.

Loan Counseling and Repayment Resources:

Loan Counseling Information - [10kb] provides some basic information on loan consolidation and outlines your responsibilities in repaying your student loans.

Debt Management Strategies - [44kb] with common lender repayment practices, repayment options and other helpful information including online resources for repayment and consolidation. A list of handy tips for keeping good credit is included here: Handy Tips - [195kb].

To calculate your monthly payment for Income-Based Repayment see http://www.ibrinfo.org   Other helpful loan caluclators and repayment information can be found at http://www.finaid.org.  Please note the informational website www.finaid.org referenced here is sponsored by a lender but the University of California makes no endorsement of the sponsoring lender.

University of California, San Diego loan programs and terms - [8kb] summary sheet. 

A Loan Repayment Timeline - [55kb] reflecting the time line of repayment for June graduates.

The final reference material is a list of Loan Repayment Programs - [175kb] for Graduates from various service agencies.

If you have any questions after reviewing all of the information contained herein, please contact the Financial Aid Office at (858) 534-4664 for further loan repayment counseling or your lender.

Good luck to you in your future endeavors!